Services usually come with multiple options based on the need of people. And it applies to moving insurance provided by packing and moving companies too. what type of insurance will suit you is based on the other services you are availing from your moving company.
Discussing moving insurance in detail, there are two types of moving insurance provided by packers and movers in India. Both insurances have their respective value and use. These two types of insurance include:
Transit insurance –
This moving insurance claim only covers the damages during the transportation of goods and not before or after the transit. For example, when your goods are being transported or ‘in transit,’ the moving company will cover the loss that occurred during that time. And loss or damage before or after the transit period will not be covered under this insurance type.
All-inclusive insurance –
This moving insurance covers goods during the entire process of relocation. From packing and loading to transporting and unloading, everything is covered. So, no matter when and where the damage occurs, the customer will get compensation for the loss incurred during the entire shifting process.
If you are wondering which insurance type is better, go for the insurance that fulfills your requirement. For example, getting all-inclusive insurance will be better if you have lots and lots of goods to move and the distance is vast. But if the goods are not too much transport and the distance to cover is also not too huge, then transit insurance will do its job perfectly to ensure your goods.
Note: No matter which insurance cover you take for your shifting, always read the terms and conditions carefully. Everything that you need to know will be mentioned in the agreement. Sometimes, a moving company only compensates for the loss if you have opted for moving insurance. These cases usually include natural calamities and similar mishappenings. So, always know what is in your moving insurance contract to avoid future conflicts with the company.